Filing for bankruptcy is always a legal procedure, and as such having a lawyer which specializes on bankruptcy is always recommended. Bankruptcy attorneys can provide you with legal advices surrounding filing bankruptcy, and can even help prepare documents and paperwork through the bankruptcy filing process.
However, having a bankruptcy lawyer can be costly according to most reviews for bankruptcy lawyer San Diego, which quite ironic for a person filing bankruptcy in the first place. Fortunately, there are ways to go about the bankruptcy filing even if you can’t afford hiring a bankruptcy lawyer. Here are some of the ways to go about the procedure:
Consult to a legal aid organization
If you need legal assistance for your bankruptcy but can’t afford one, you can approach various legal aid organizations for help. They can provide legal advice on how to handle your bankruptcy case free of charge. They might even represent you throughout the filing process if you qualify in their requirements.
File a bankruptcy for simple Chapter 7 bankruptcy claims
For simple bankruptcy filing, more often than not a bankruptcy lawyer is not necessary. If you’re knowledgeable enough, you can make and complete the filing yourself. If your household income falls below the state median, have no assets under your name, and no fraud cases against you, then your bankruptcy case is simple enough to be processed without an attorney.
There are online services, such as Upsolve, you can try in order to file bankruptcy online. This is perfect for individuals qualifying to the situations stated above, and is totally free of charge. However, be reminded that even though filing for simple bankruptcy can be done on your own, it still requires a certain amount of studying and research as it still involves laws surrounding bankruptcy.